What is the reason for your remortgage?Rate is expiringRaise capitalLower rateSwitch with current lenderSwitch with current lender means that you will remain with your existing lender and simply switch rate. Ladder will also compare against rates available in the open market for comparison purposes.
Will you own more than one property on completion of this purchase?YesNoThe amount of Stamp Duty you pay will increase if you own more than one property. If you have any questions please ask one of our Mortgage Experts.
Have you experienced any credit issues, including - CCJs, defaults, missed/late payments, IVA's or bankruptcy in the last 6 years?YesNo
What type of mortgage rate would you like?FixedTrackerDiscountVariableIf you have any questions please ask one of our Mortgage Experts.
Are you looking for a capital repayment or an interest only mortgage?Capital repaymentInterest onlyPart and part
How do you intend to repay the interest only balance of this mortgage?Sale of propertyInvestments/pensionSavingsInheritance
Do you want an offset mortgage?YesNoThis links your mortgage with your savings/current account. Your credit balances are offset against your mortgage debt, so you only pay interest on the difference.
How many years do you have left on your current mortgage?This is the total length of time you need to repay your mortgage. The minimum term is usually 5 years and the maximum 40 years.